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Changes in the Compensation Law unfair?
Tuesday 20th November 2018.
Today the Civil Liability Bill is set to change the face of compensation claims, this follows concerns that the country has gone through an ‘epidemic’ of small injury claims which include- Whiplash, collapsed lung, fractures and loss of teeth.
The media has often highlighted the problem of personal injury claims suggesting we live in a ‘claims culture’, backed up by insurance companies who have lobbied for years highlighting the impact fraudulent claims are having on premiums.
Well, the Civil Claims Bill will rectify all that by increasing the limit at which legal fees can be reclaimed to claims of £2000 and above.
This simple change in the law makes everyone happy, insurance companies will swell their coffers by as much as £1.3 billion and the Government will be around £150 million better off.
So if you were to fall on a wet floor at work and knock your teeth out or get a collapsed lung through no fault of your own you will still be able to get compensation you will just have to employ solicitors to fight insurance companies or action a claim yourself through the small claims court, but remember you will not be able to claim your legal fees back.
Not only will these changes deter people from making legitimate claims, but it could also lead to unscrupulous employers cutting corners on their health and safety standards.
Should the Bill pass on Tuesday and all the signs are they it will, the people with the biggest smiles on their faces will be the insurance companies.
In my opinion, this is an ill-conceived Law change that prohibits many from getting access to justice.
Don’t be at all surprised if the Government raise the insurance premium tax over the next few years, my hope is that someone can make a business model out of helping people make claims at the lower end.
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